{"id":68884,"date":"2025-12-24T16:53:15","date_gmt":"2025-12-24T11:23:15","guid":{"rendered":"https:\/\/idronline.org\/ground-up-stories\/how-microfinance-fractures-families-in-rural-kushinagar\/"},"modified":"2026-01-15T08:02:41","modified_gmt":"2026-01-15T02:32:41","slug":"how-microfinance-fractures-families-in-rural-kushinagar","status":"publish","type":"ground_up_stories","link":"https:\/\/idronline.org\/bn\/ground-up-stories\/how-microfinance-fractures-families-in-rural-kushinagar\/","title":{"rendered":"\u098b\u09a3\u09c7 \u099c\u09b0\u09cd\u099c\u09b0\u09bf\u09a4: \u0995\u09cd\u09b7\u09c1\u09a6\u09cd\u09b0\u098b\u09a3\u09c7\u09b0 \u09ab\u09be\u0981\u09a6\u09c7 \u0995\u09c1\u09b6\u09bf\u09a8\u0997\u09b0\u09c7\u09b0 \u0997\u09cd\u09b0\u09be\u09ae\u09ac\u09be\u09b8\u09c0\u09b0\u09be"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><figure class=\"wp-block-image\"><picture><source media=\"(max-width: 1366px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/07\/2-768x510.webp\"><source media=\"(max-width: 1540px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/07\/2.webp\"><source media=\"(max-width: 2000px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/07\/2.webp\"><img decoding=\"async\" src=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/07\/2.webp\" alt=\"A group of rural women, dressed in colorful traditional sarees, sit on the ground in a semi-circle, attentively listening to a woman in a blue saree speaking during a community meeting held outdoors in a village_microfinance India\" width=\"1024\" height=\"680\"><\/source><\/source><\/source><\/picture><figcaption class=\"wp-element-caption\">&#2443;&#2467; &#2474;&#2480;&#2495;&#2486;&#2507;&#2471; &#2453;&#2480;&#2468;&#2503; &#2472;&#2494; &#2474;&#2503;&#2480;&#2503;, &#2489;&#2497;&#2478;&#2453;&#2495; &#2447;&#2476;&#2434; &#2489;&#2503;&#2472;&#2488;&#2509;&#2469;&#2494;&#2480; &#2477;&#2527;&#2503; &#2476;&#2489;&#2497; &#2468;&#2480;&#2497;&#2467; &#2455;&#2509;&#2480;&#2494;&#2478;&#2476;&#2494;&#2488;&#2496; &#2472;&#2495;&#2460;&#2503;&#2470;&#2503;&#2480; &#2455;&#2509;&#2480;&#2494;&#2478; &#2459;&#2503;&#2524;&#2503; &#2474;&#2494;&#2482;&#2495;&#2527;&#2503; &#2479;&#2494;&#2458;&#2509;&#2459;&#2503;&#2472;&#2404; | &#2459;&#2476;&#2495; &#2488;&#2498;&#2468;&#2509;&#2480;: &#2470;&#2497;&#2480;&#2509;&#2455;&#2494;<\/figcaption><\/figure><p class=\"wp-block-paragraph\">&#2455;&#2468; &#2470;&#2486;&#2453; &#2469;&#2503;&#2453;&#2503;, &#2476;&#2495;&#2486;&#2494;&#2482; &#2488;&#2434;&#2454;&#2509;&#2479;&#2494;&#2527; &#2453;&#2509;&#2487;&#2497;&#2470;&#2509;&#2480;&#2443;&#2467; &#2488;&#2434;&#2488;&#2509;&#2469;&#2494;&#2455;&#2497;&#2482;&#2495; 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&#2474;&#2509;&#2480;&#2470;&#2494;&#2472;&#2503;&#2480; &#2488;&#2478;&#2527; &#2447;&#2439; &#2453;&#2509;&#2487;&#2497;&#2470;&#2509;&#2480;&#2443;&#2467; &#2488;&#2434;&#2488;&#2509;&#2469;&#2494;&#2455;&#2497;&#2482;&#2495;&#2480; &#2447;&#2460;&#2503;&#2472;&#2509;&#2463;&#2480;&#2494; &#2478;&#2489;&#2495;&#2482;&#2494;&#2480; &#2447;&#2476;&#2434; &#2468;&#2494;&#2433;&#2480; &#2488;&#2476;&#2458;&#2503;&#2527;&#2503; &#2453;&#2494;&#2459;&#2503;&#2480; &#2474;&#2497;&#2480;&#2497;&#2487; &#2438;&#2468;&#2509;&#2478;&#2496;&#2527;&#2503;&#2480; &#2474;&#2480;&#2495;&#2458;&#2527;&#2474;&#2468;&#2509;&#2480; &#2458;&#2503;&#2527;&#2503; &#2469;&#2494;&#2453;&#2503;&#2404; &#2453;&#2495;&#2472;&#2509;&#2468;&#2497; &#2479;&#2503;&#2489;&#2503;&#2468;&#2497;, &#2474;&#2497;&#2480;&#2497;&#2487;&#2503;&#2480;&#2494; &#2437;&#2471;&#2495;&#2453;&#2494;&#2434;&#2486; &#2488;&#2478;&#2527;&#2503;&#2439; &#2455;&#2509;&#2480;&#2494;&#2478;&#2503;&#2480; &#2476;&#2494;&#2439;&#2480;&#2503; 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&#2468;&#2494;&#2433;&#2470;&#2503;&#2480; &#2470;&#2504;&#2472;&#2495;&#2453; &#2478;&#2460;&#2497;&#2480;&#2495; 120&ndash;150 &#2463;&#2494;&#2453;&#2494;&#2404; &#2447;&#2439; &#2453;&#2494;&#2460; &#2447;&#2478;&#2472;&#2495;&#2468;&#2503;&#2439; &#2478;&#2480;&#2486;&#2497;&#2478;&#2477;&#2495;&#2468;&#2509;&#2468;&#2495;&#2453; &#2447;&#2476;&#2434; &#2441;&#2472;&#2509;&#2472;&#2468; &#2479;&#2472;&#2509;&#2468;&#2509;&#2480;&#2503;&#2480; &#2476;&#2509;&#2479;&#2476;&#2489;&#2494;&#2480;&#2503;&#2480; &#2453;&#2494;&#2480;&#2467;&#2503; &#2468;&#2494;&#2433;&#2470;&#2503;&#2480; &#2458;&#2494;&#2489;&#2495;&#2470;&#2494;&#2451; &#2447;&#2454;&#2472; &#2453;&#2478;&#2503; &#2447;&#2488;&#2503;&#2459;&#2503;&#2404; &#2447;&#2468;&#2503; &#2447;&#2453;&#2463;&#2495; &#2474;&#2480;&#2495;&#2476;&#2494;&#2480; &#2458;&#2494;&#2482;&#2494;&#2472;&#2507; &#2468;&#2507; &#2470;&#2498;&#2480;&#2503;&#2480; &#2453;&#2469;&#2494;, &#2443;&#2467; &#2474;&#2480;&#2495;&#2486;&#2507;&#2471; 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&#2441;&#2474;-&#2478;&#2489;&#2453;&#2497;&#2478;&#2494; &#2478;&#2509;&#2479;&#2494;&#2460;&#2495;&#2488;&#2509;&#2463;&#2509;&#2480;&#2503;&#2463; &#2476;&#2509;&#2479;&#2494;&#2457;&#2509;&#2453; &#2478;&#2509;&#2479;&#2494;&#2472;&#2503;&#2460;&#2494;&#2480;&#2470;&#2503;&#2480; &#2488;&#2457;&#2509;&#2455;&#2503; &#2476;&#2504;&#2464;&#2453; &#2453;&#2480;&#2503; &#2455;&#2509;&#2480;&#2494;&#2478;&#2476;&#2494;&#2488;&#2496;&#2470;&#2503;&#2480; &#2488;&#2480;&#2453;&#2494;&#2480;&#2495; &#2443;&#2467; &#2470;&#2503;&#2451;&#2479;&#2492;&#2494;&#2480; &#2437;&#2472;&#2497;&#2480;&#2507;&#2471; &#2460;&#2494;&#2472;&#2494;&#2472;&#2404; &#2479;&#2470;&#2495;&#2451;, &#2468;&#2494;&#2433;&#2480;&#2494; &#2447;&#2439; &#2437;&#2472;&#2497;&#2480;&#2507;&#2471; &#2475;&#2495;&#2480;&#2495;&#2527;&#2503; &#2470;&#2495;&#2527;&#2503;&#2459;&#2503;&#2472;, &#2468;&#2494;&#2433;&#2470;&#2503;&#2480; &#2479;&#2497;&#2453;&#2509;&#2468;&#2495; &#2459;&#2495;&#2482;, &#2479;&#2494;&#2433;&#2470;&#2503;&#2480; &#2453;&#2494;&#2459;&#2503; &#2460;&#2494;&#2478;&#2494;&#2472;&#2468; &#2489;&#2495;&#2488;&#2503;&#2476;&#2503; &#2460;&#2478;&#2495; &#2476;&#2494; &#2488;&#2478;&#2509;&#2474;&#2468;&#2509;&#2468;&#2495;&#2480; &#2453;&#2494;&#2455;&#2460; &#2472;&#2503;&#2439;, &#2468;&#2494;&#2433;&#2470;&#2503;&#2480; &#2443;&#2467; &#2470;&#2503;&#2451;&#2479;&#2492;&#2494; &#2479;&#2494;&#2527; &#2472;&#2494;&#2404;<\/p><p class=\"wp-block-paragraph\">&#2460;&#2496;&#2476;&#2495;&#2453;&#2494;&#2480; &#2488;&#2497;&#2479;&#2507;&#2455; &#2453;&#2478;&#2503; &#2479;&#2494;&#2451;&#2479;&#2492;&#2494;&#2480; &#2453;&#2494;&#2480;&#2467;&#2503; &#2447;&#2476;&#2434; &#2476;&#2509;&#2479;&#2494;&#2457;&#2509;&#2453; &#2443;&#2467; &#2472;&#2494;&#2455;&#2494;&#2482;&#2503;&#2480; &#2476;&#2494;&#2439;&#2480;&#2503; &#2489;&#2451;&#2527;&#2494;&#2527; &#2474;&#2509;&#2480;&#2494;&#2472;&#2509;&#2468;&#2495;&#2453; &#2460;&#2472;&#2455;&#2507;&#2487;&#2509;&#2464;&#2496;&#2480; &#2478;&#2494;&#2472;&#2497;&#2487;&#2470;&#2503;&#2480; &#2488;&#2494;&#2478;&#2472;&#2503; &#2453;&#2509;&#2487;&#2497;&#2470;&#2509;&#2480;&#2443;&#2467; &#2488;&#2434;&#2488;&#2509;&#2469;&#2494;&#2455;&#2497;&#2482;&#2507;&#2480; &#2469;&#2503;&#2453;&#2503; &#2458;&#2524;&#2494; &#2488;&#2497;&#2470;&#2503; &#2443;&#2467; &#2472;&#2503;&#2451;&#2479;&#2492;&#2494; &#2459;&#2494;&#2465;&#2492;&#2494; &#2438;&#2480; &#2468;&#2503;&#2478;&#2472; &#2453;&#2507;&#2472;&#2507; &#2474;&#2469; &#2454;&#2507;&#2482;&#2494; &#2469;&#2494;&#2453;&#2459;&#2503; &#2472;&#2494;&#2404;<\/p><p class=\"wp-block-paragraph\"><em>&#2470;&#2497;&#2480;&#2509;&#2455;&#2494; &#2437;&#2509;&#2479;&#2494;&#2453;&#2486;&#2472;&#2447;&#2439;&#2465; &#2439;&#2472;&#2509;&#2465;&#2495;&#2479;&#2492;&#2494;&#2480; (<a href=\"https:\/\/www.actionaidindia.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">ActionAid India<\/a>) &#2488;&#2457;&#2509;&#2455;&#2503; &#2479;&#2497;&#2453;&#2509;&#2468; &#2447;&#2453;&#2460;&#2472; &#2478;&#2494;&#2472;&#2476;&#2494;&#2471;&#2495;&#2453;&#2494;&#2480; &#2453;&#2480;&#2509;&#2478;&#2496; (HRD)&#2404;<\/em><\/p><p class=\"wp-block-paragraph\"><em>&#2447;&#2439; &#2472;&#2495;&#2476;&#2472;&#2509;&#2471;&#2463;&#2495;&#2480; &#2437;&#2472;&#2497;&#2476;&#2494;&#2470; &#2447;&#2476;&#2434; &#2480;&#2495;&#2477;&#2495;&#2441; &#2453;&#2480;&#2503;&#2459;&#2503;&nbsp;<a href=\"https:\/\/shabdai.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Shabd AI<\/a>&#2404;<\/em><\/p><p class=\"wp-block-paragraph\">&mdash;<\/p><p class=\"wp-block-paragraph\"><strong>&#2438;&#2480;&#2451; &#2460;&#2494;&#2472;&#2497;&#2472;: <\/strong>&#2461;&#2497;&#2433;&#2453;&#2495;&#2474;&#2498;&#2480;&#2509;&#2467; &#2455;&#2509;&#2480;&#2494;&#2478;&#2496;&#2467; &#2460;&#2472;&#2455;&#2507;&#2487;&#2509;&#2464;&#2496;&#2480; &#2451;&#2474;&#2480; &#2455;&#2507;&#2487;&#2509;&#2464;&#2496;&#2477;&#2495;&#2468;&#2509;&#2468;&#2495;&#2453; &#2443;&#2467;&#2503;&#2480; &#2474;&#2509;&#2480;&#2477;&#2494;&#2476; &#2488;&#2478;&#2509;&#2474;&#2480;&#2509;&#2453;&#2503; &#2476;&#2495;&#2488;&#2509;&#2468;&#2494;&#2480;&#2495;&#2468; <a href=\"https:\/\/idronline.org\/ground-up-stories\/other-peoples-debt-the-downside-of-collateral-free-group-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\">&#2474;&#2465;&#2492;&#2497;&#2472;<\/a>&#2404;<\/p>\n","protected":false},"author":29,"featured_media":68885,"template":"","categories":[24],"tags":[3666,3669,3698,3702],"series":[],"meta-filter":[],"schema-filter":[743],"no-display":[],"class_list":["post-68884","ground_up_stories","type-ground_up_stories","status-publish","has-post-thumbnail","hentry","category-social-justice","tag-marginalised-communities","tag-microfinance","tag-rights","tag-rural-india","contributor-durga","states-uttar-pradesh-bn","schema-filter-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How microfinance fractures families in rural Kushinagar | IDR<\/title>\n<meta name=\"description\" content=\"In Uttar Pradesh, women from the Musahar community are often targeted for loans by microfinance companies. 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