{"id":67420,"date":"2025-10-14T11:30:00","date_gmt":"2025-10-14T06:00:00","guid":{"rendered":"https:\/\/idronline.org\/?post_type=article&#038;p=67420"},"modified":"2025-10-14T10:20:27","modified_gmt":"2025-10-14T04:50:27","slug":"indias-youth-are-redefining-economic-inclusion","status":"publish","type":"article","link":"https:\/\/idronline.org\/kn-in\/article\/youth\/indias-youth-are-redefining-economic-inclusion\/","title":{"rendered":"India\u2019s youth are redefining economic inclusion"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p>In much of the world, as&nbsp;<a href=\"https:\/\/ourworldindata.org\/poverty?insight=global-extreme-poverty-declined-substantially-over-the-last-generation#key-insights\" target=\"_blank\" rel=\"noopener noreferrer\">poverty rates decline<\/a>&nbsp;and&nbsp;<a href=\"https:\/\/www.macrotrends.net\/global-metrics\/countries\/wld\/world\/gdp-per-capita\" target=\"_blank\" rel=\"noopener noreferrer\">GDP per capita grows<\/a>, economists and governments are shifting their focus from poverty alleviation to&nbsp;<a href=\"https:\/\/www.mckinsey.com\/featured-insights\/mckinsey-explainers\/what-is-economic-inclusion\" target=\"_blank\" rel=\"noopener noreferrer\">economic inclusion<\/a>. The idea is to help people participate more meaningfully&mdash;with access to healthcare, wellbeing, and financial security that prevents them from falling back into poverty.<\/p><p>Economic inclusion is especially significant in young India, where, despite high economic growth,&nbsp;<a href=\"https:\/\/www.outlookbusiness.com\/columns\/3-in-4-indian-labourers-earn-less-than-rs-15000-a-month-budget-2025-should-help-them\" target=\"_blank\" rel=\"noopener noreferrer\">78% of India&rsquo;s<\/a>&nbsp;working population&mdash;<a href=\"https:\/\/www.epw.in\/journal\/2024\/50\/review-labour-and-employment\/education-employment-and-youth-labour-market-india.html#:~:text=Youth%2C%20between%20the%20age%20of,that%20of%20educated%20youth%20unemployment.\" target=\"_blank\" rel=\"noopener noreferrer\">27% of which is youth<\/a>&mdash;earns less than &#8377;15,000 ($180) monthly. That&rsquo;s an amount barely enough to cover basic expenses.<\/p><p>But what economists understand as economic inclusion, youth call economic independence. Within the Medha alumni community, they speak to the idea of feeling economically included as having the freedom to participate with dignity:<\/p><div class=\"idron-article-in-content\" style=\"margin-bottom: 15px;\" id=\"idron-2112564154\"><a href=\"https:\/\/idronline.org\/what-is-idr-answers\/\" target=\"_blank\" aria-label=\"What is IDR Answers Page Banner\"><img src=\"https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1.png\" alt=\"What is IDR Answers Page Banner\"  srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1.png 1250w, https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1-300x60.png 300w, https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1-1024x205.png 1024w, https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1-150x30.png 150w, https:\/\/idronline.org\/wp-content\/uploads\/2024\/09\/What-is-IDR-Answers-Page-Banner-1-768x154.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" width=\"1250\" height=\"250\"   \/><\/a><\/div><p><em>To never have to check a restaurant menu for prices. To fulfil parents&rsquo; unspoken wishes. To make unique career choices and leap to bigger dreams without fear of falling back.<\/em><\/p><p>In this context, Gourav, Aman, and Soumya share their ongoing journey to economic independence. While the path is rarely straightforward, three distinct stages emerge that lead to a deeper understanding of feeling economically included.<\/p><figure class=\"wp-block-image\"><picture><source media=\"(max-width: 1366px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Gourav-768x769-1.webp\"><source media=\"(max-width: 1540px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Gourav-768x769-1.webp\"><source media=\"(max-width: 2000px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Gourav-768x769-1.webp\"><img decoding=\"async\" src=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Gourav-768x769-1.webp\" alt=\"Gourav, a young man sitting a desk, typing--economic inclusion\" width=\"768\" height=\"769\"><\/source><\/source><\/source><\/picture><figcaption class=\"wp-element-caption\">Gourav methodically invests his earnings in skills and education. | Picture courtesy: Medha<\/figcaption><\/figure><h3 class=\"wp-block-heading\" id=\"h-survival-standing-on-your-feet\">Survival&mdash;standing on your feet<\/h3><p>The first job is rarely the dream job. But it allows youth to take care of the basics, not rely on their families, and own their decisions.<\/p><p>When Gourav started working after a vocational degree in mechanical engineering, his salary was under &#8377;20,000 ($240) monthly. Rent, food, and fees for a higher technical degree, consumed nearly everything.<\/p><p>However, as a first-generation learner, Gourav knew he couldn&rsquo;t afford to risk his future by waiting for the perfect opportunity. &ldquo;<em>I&rsquo;m the first in my family to pursue technical education. I was thinking about becoming independent; it didn&rsquo;t feel right taking money from home.&nbsp;<\/em><em>I wanted to learn extra skills with my own money<\/em>,&rdquo; he explains.<\/p><div class=\"idron-content\" id=\"idron-3341648884\"><a href=\"https:\/\/idronline.org\/donate\/\" target=\"_blank\" aria-label=\"donate banner\"><img src=\"https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1.jpg\" alt=\"donate banner\"  srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1.jpg 1250w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-300x60.jpg 300w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-1024x205.jpg 1024w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-150x30.jpg 150w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-768x154.jpg 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" width=\"1250\" height=\"250\"   \/><\/a><\/div><p>Aman faced similar constraints when he accepted his first job at &#8377;15,000 ($180) monthly after a degree in civil engineering. Relocating to expensive Surat (Gujarat) left him questioning everything,&nbsp;<em>&ldquo;I was in a lot of self-doubt. What am I doing here? Should I leave and prepare for exams instead?&rdquo;<\/em><\/p><p>Soumya, who was also a Master&rsquo;s student, chose differently. She negotiated a year&rsquo;s time to break into data science despite family expectations to pursue government services. She shares, &ldquo;<em>There&rsquo;s this hype that government jobs pay a lot, but that&rsquo;s not how it actually is.&rdquo;<\/em><\/p><p>At this stage, independence feels fragile and the risk of slipping back into dependence looms constantly. Yet, something remarkable happens: youth continue to look ahead.<\/p><figure class=\"wp-block-image\"><picture><source media=\"(max-width: 1366px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Untitled-2-768x510.webp\"><source media=\"(max-width: 1540px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Untitled-2.webp\"><source media=\"(max-width: 2000px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Untitled-2.webp\"><img decoding=\"async\" src=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Untitled-2.webp\" alt=\"A civil engineer wearing a white helmet, a white shirt, and a lanyard around his neck, with a water reservoir in the background--economic inclusion\" width=\"1024\" height=\"680\"><\/source><\/source><\/source><\/picture><figcaption class=\"wp-element-caption\">Aman, on his first job as a civil engineer. | Picture courtesy: Medha<\/figcaption><\/figure><h3 class=\"wp-block-heading\" id=\"h-aspiration-pushing-beyond-the-basics\">Aspiration&mdash;pushing beyond the basics<\/h3><p>This middle ground holds uncertainty, but it&rsquo;s also where persistence and support create new possibilities.<\/p><p>Gourav methodically invests his earnings in skills and education. Every rupee is earmarked: rent, essentials, a laptop, and course fees. However, a modest &#8377;5,000 ($60) monthly increment, due soon this year, will unlock his next phase. He adds,&nbsp;<em>&ldquo;It will make a difference in savings. Taking extra classes to build technical skills will be possible.&rdquo;<\/em><\/p><p>Aman&rsquo;s persistence at work also paid off &ndash; relocating to Panipat (Haryana) and logging 12-hour days, his salary jumped threefold. &ldquo;<em>I didn&rsquo;t know I would get such good growth<\/em>,&rdquo; he shares. While he supports his family financially, he continues preparing late into the night for defense exams. It is his childhood dream to join the Indian Army.<\/p><p>Soumya, on the other hand, competed with candidates from India&rsquo;s top engineering schools to get a data science job. It felt intimidating, &ldquo;<em>When you come from a non-tech background, there&rsquo;s always a fear&mdash;that you might not get what you&rsquo;re aiming for.&rdquo;<\/em><\/p><p>But with strategic guidance from her brother, she landed her first offer at &#8377;45,000 ($540) monthly&mdash;far exceeding her expectations of &#8377;20,000 ($240) monthly&mdash;and hasn&rsquo;t looked back since. Reflecting on the experience, she says,&nbsp;<em>&ldquo;I realized my potential.&rdquo;<\/em><\/p><figure class=\"wp-block-image\"><picture><source media=\"(max-width: 1366px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Somya-768x510.webp\"><source media=\"(max-width: 1540px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Somya.webp\"><source media=\"(max-width: 2000px)\" srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Somya.webp\"><img decoding=\"async\" src=\"https:\/\/idronline.org\/wp-content\/uploads\/2025\/10\/Somya.webp\" alt=\"Somya, a young woman, standing on a crowded street with the background blurred--economic inclusion\" width=\"1024\" height=\"680\"><\/source><\/source><\/source><\/picture><figcaption class=\"wp-element-caption\">Soumya now works as a senior data scientist. | Picture courtesy: Medha<\/figcaption><\/figure><h3 class=\"wp-block-heading\" id=\"h-inclusion-the-dignity-of-choice\">Inclusion&mdash;The Dignity of Choice<\/h3><p>For young people, economic independence isn&rsquo;t just about wealth&mdash;it&rsquo;s about the dignity of choice.<\/p><p>Gourav is proud to build a foundation for bigger bets without burdening his family.&nbsp;<em>&ldquo;Financial independence means gaining confidence&mdash;that whatever you want to do, even taking risks, you can do it yourself. I want to earn enough to eventually start a small business,&rdquo;&nbsp;<\/em>he shares.<\/p><p>Aman explains it as the moment you no longer need to check a restaurant menu for prices. He can now treat himself to a cinema hall instead of a public park, help a friend in financial trouble &ldquo;without a second thought&rdquo;, and afford the latest smartphone.<\/p><p>Soumya, now a senior data scientist, notes how financial ease is not just about the money:&nbsp;<em>&ldquo;As a youngster, you also want to explore, travel or meet friends occasionally.&rdquo;<\/em>&nbsp;It&rsquo;s about creating a sense of belonging and community.<\/p><p>All three describe a crucial tipping point: around &#8377;30,000 ($360) monthly. At this level, they can finally think beyond survival&mdash;saving for the future, investing in new skills, supporting parents, or simply going out with friends without calculating every expense.<\/p><h3 class=\"wp-block-heading\" id=\"h-youth-show-great-determination-but-they-shouldn-t-have-to-go-it-alone\">Youth show great determination, but they shouldn&rsquo;t have to go it alone<\/h3><p>India&rsquo;s youth aren&rsquo;t waiting passively for opportunities. They&rsquo;re hustling, upskilling, relocating, and balancing dreams with realities.<\/p><p>But reaching economic independence requires more than personal resolve. It requires support, in the form of timely guidance,&nbsp;<a href=\"https:\/\/medha.org.in\/redefining-employability-skill-training-in-india\/\" target=\"_blank\" rel=\"noopener noreferrer\">access to quality opportunities<\/a>, and a diversity of career options.<\/p><p>Each year, with&nbsp;<a href=\"https:\/\/medha.org.in\/indiaspend.com\/cover-story\/demography-is-destiny-can-india-find-jobs-for-its-young-workforce-961928\" target=\"_blank\" rel=\"noopener noreferrer\">12 million youth<\/a>&nbsp;entering a job market that pays less than &#8377;15,000 ($180) per month to a majority of its workforce, the urgency is clear. Moving from subsistence to economic inclusion will require&nbsp;<a href=\"https:\/\/medha.org.in\/from-campus-to-community\/\" target=\"_blank\" rel=\"noopener noreferrer\">thriving and equitable education<\/a>, work, and&nbsp;<a href=\"https:\/\/medha.org.in\/the-missing-room\/\" target=\"_blank\" rel=\"noopener noreferrer\">social environments<\/a>&nbsp;that enable young people&rsquo;s freedom to choose with dignity.<\/p><p>For a generation defining independence on their terms, the question is whether we can evolve quickly enough to meet their determination halfway.<\/p><p><em>This article was <a href=\"https:\/\/medha.org.in\/reaching-economic-independence\/\" target=\"_blank\" rel=\"noopener noreferrer\">originally published<\/a> on the <a href=\"https:\/\/medha.org.in\/\" target=\"_blank\" rel=\"noopener noreferrer\">Medha<\/a> website.<\/em><\/p>\n<div class=\"idron-troublemakers-placement\" style=\"margin-bottom: 20px;\" id=\"idron-1060138441\"><a href=\"https:\/\/idronline.org\/donate\/\" target=\"_blank\" aria-label=\"donate banner\"><img src=\"https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1.jpg\" alt=\"donate banner\"  srcset=\"https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1.jpg 1250w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-300x60.jpg 300w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-1024x205.jpg 1024w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-150x30.jpg 150w, https:\/\/idronline.org\/wp-content\/uploads\/2023\/08\/Donate-banner-1-768x154.jpg 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" width=\"1250\" height=\"250\"   \/><\/a><\/div>","protected":false},"author":28,"featured_media":67440,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[582,29],"tags":[3616,3621,3630,3631],"series":[],"meta-filter":[639],"schema-filter":[743],"no-display":[],"class_list":["post-67420","article","type-article","status-publish","has-post-thumbnail","hentry","category-instagram","category-youth","tag-economic-growth","tag-employment","tag-financial-inclusion","tag-financial-literacy","contributor-aishwarya-mishra","states-india","meta-filter-curated-article","schema-filter-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>India\u2019s youth are redefining economic inclusion | IDR<\/title>\n<meta name=\"description\" content=\"For young Indians, economic inclusion isn\u2019t just about jobs. 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