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    • Neha Pandey

    Neha Pandey-Image

    Neha Pandey works as research and communications manager at Shram Sarathi. She has a master’s in philosophy from Delhi University and a master’s in public policy from National Law School of India University.


    Areas of expertise

    Financial Inclusion, Migration, Research, Communications


    Articles by Neha Pandey

    The image features a group of men and women sitting in rows on the ground. They are of varying ages and are presumably in a village._Microfinance institutions
    Diversity & Inclusion
    July 11, 2023
    Other people’s debt: The downside of collateral-free group loans
    Microfinancing through group loans is supposed to ease financial access for community members. However, in rural Rajasthan, it is pushing them into a cycle of debt and social exclusion.
    by Neha Pandey | 2 min read
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